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  • Home
  • International Insurance
  • Life Insurance
    • Life Basics
    • Permanent Life
    • Term Life
    • Calculate Your Needs
    • Life Insurance Quote
    • Term Life Insurance Glossary
  • Long Term Care
    • Long Term Care
    • Understanding Long Term Care
  • Disability Income
  • Senior Solutions
    • Medicare Supplement Information
    • Medicare Part D
    • Medicare Advantage
    • Medicare Additional
    • Medicare 2018 Basic Information
    • Medicare Insurance Glossary
    • Medicare & You
    • Important Contacts
  • Contact

Life Insurance

Calculate Your Needs

Go to Life Insurance Calculator

​What is Long Term Care

When purchasing life insurance, the question really isn't how much you need, but how much capital your family will need at the time of your death, which depends on two variables:

1) How much will be needed at death to meet immediate obligations? This amount takes into account all final expenses: uncovered medical bills, funeral and estate-settling costs, outstanding debts, mortgage balance and college costs to name a few.

​2) How much future income is needed to sustain the household? This is the number you'll arrive at after calculating the "present value" of cash-flow streams your family will need after your death.
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Please note: only numeric values will be accepted. Do not use special characters such as $ or commas.
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